Your Home | Shelter Insurance®

Whether you own or rent the place you call home, you need to know how to protect yourself and your investments. On this page you'll see articles that address these things and tips to make sure your home is "home sweet home."

  • 11 Ways to Save on Your Heating Costs

    When the mercury falls, your heating costs tend to go up. Here are some money-saving tips to keep you warm this winter without breaking the bank.

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  • What to Know About Keeping Utilities Low

    What you don't know about energy efficiency can make your utilities higher than you expect. Check out these energy saving tips to keep utilities low.

    Get Tips
  • Keep the Home Fires Burning — In the Fireplace, That Is…

    Fireplaces can be a source of warmth and beauty in a home, but if they aren't properly maintained, they can become a fire hazard. Find out how to keep your fireplace—and your house—in good condition.

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  • Fall Home Maintenance Tips

    Winter weather will be here before you know it. Why not get your home ready for the cooler months ahead now, while the weather is a little warmer? These tips should help.

    Get Tips
  • Fall Home Maintenance Part 2

    Most of us know some fall home maintenance tasks, but there are things that you may accidentally overlook.

    Be Ready
  • Making the Most of Small Living Spaces

    Small living spaces don't have to present big challenges. Read on for tips on making your space seem bigger than it is.

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  • Making a Move?

    Moving? It's good to know what your options are. In this article, we weigh the pros and cons of hiring professionals to do the heavy lifting or doing it yourself.

    Compare Costs
  • Holiday Safety Tips Part II

    During the hustle and bustle of the holiday shuffle, don't ignore these important holiday safety tips.

    Get Tips
  • Know Your Coverage

    Think you know what your homeowners or business insurance policy covers? Take this quiz to find out.

    Take Quiz
  • Carbon Monoxide Poisoning

    Many people in the U.S. die from accidental carbon monoxide poisoning and/or visit the emergency department each year. Taking one simple step can save lives.

    Stay Safe
  • Solar Panels

    If you're thinking about installing solar panels as an energy-saving move, read this to learn about the different types and which might be better for your home.

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  • Vacation Home Security

    You bought a vacation home in your favorite vacation spot. That's great, but if there's nobody there full time, or even if you rent it to others through a vacation site, there are risks. 

    What They Are
  • How To Save Up For A House

    Owning your own house is a dream many of us work towards in life. It is a big step and often comes with a bigger price tag. Knowing how to save for your future home can make the process less stressful and more attainable. Here are some things to consider:

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  • Drainage System Endorsement

    You’re leaning over your sink, and a foul odor creeps up your nose coming from your sink and notice the water is draining slowly. These two signs might indicate a sewage back up. You may be wondering if your insurance will cover any damages that is cause by the backup.  


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