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You rent, but you also own.
Did you know that when you rent an apartment, house, or other dwelling, a landlord's insurance policy won't protect your clothing, electronics, furniture, or other personal belongings? You can even be held liable for injuries sustained by others in your apartment.
Since the cost of replacing your stuff adds up quickly, make sure you have the right renters insurance coverage. We also have a number of discounts that can help you save money.
How much is your stuff worth?
The value of your personal belongings is probably much higher than you realize. Underestimating their value may leave you without enough coverage. Shelter's easy personal property calculator can help you take an inventory of your possessions and estimate their worth.
Ask your Shelter agent which products are available in your state.
The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation. Not all discounts are available in all states. For Colorado policyholders or applicants: Discounts are not available for wildfire risk-reduction work done on your property or community-level safety efforts, such as a neighborhood earning a recognized safety status.