Pranks Gone Wrong

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You thought it would be funny to scare your neighbor, but she was so surprised when you jumped out at her that she ended up falling and getting hurt! Now you're stuck with the guilt of hurting your neighbor in addition to her medical bills from her injuries. Thank goodness that was just an example and didn't actually happen…right?

Pranks may not be pulled with malicious intent, but they can cause a lot of harm. Scaring pranks are highly discouraged because of the likelihood of the scare causing an unexpectedly dangerous situation like in the example above. Other surprise pranks such as putting plastic wrap or tape across a doorframe for someone to run into are also very dangerous. 

It's not just people who get hurt during pranks; your belongings can get damaged too. Damaging your own car or the fence at your own house is bad enough, but at least you can blame yourself. If you pull a prank that breaks someone else's window, the recklessness of your actions could cause the prank to be considered vandalism. And if your prank involves entering someone else's property without their permission, you could be considered a trespasser.

Safety always comes first! Any prank involving cars or food is extremely unwise to pull. Anything that could interfere with driving is no joke, and neither are food allergies or food poisoning!

Especially if children or people with health concerns are involved, it's best to put your pranks aside for everyone's safety and well-being.

For those of you who are not pranksters yourselves, beware of the fact that pranksters are out there!

• Umbrella Insurance and Liability

  

  Did your kids pull a prank that went wrong and accidentally caused damage or injury to someone else? This is just one of many reasons why an umbrella policy is a good idea.

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• Renters Liability

  

  Did you know your renters insurance policy can help provide coverage for you and the members of your household if you are held liable for injury or property damage to others?

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• Homeowners Liability

  

  Like our renters policy, our homeowners insurance covers you or household members if you're held liable for injury or property damage to others.

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