Lost Your Only Car Key?

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If you are a car owner you’ve likely experienced that moment of sheer panic when you misplace your only car key. Whether it’s stuck between the couch cushions, or you left it on your desk at work, it’s scary to think you’ve lost your key forever. 

No matter where it turns up (or not), losing a key costs you time, money and peace of mind. Here are some tips to help keep you calm and collected while you search for your keys and get back on the road.

What to Do When You Lose Your Only Car Key

1. Don’t panic. Panicking won’t help you find your keys any faster, so stay calm and take a deep breath. This will help you come up with the best course of action.
2. Where is the last place you saw your keys? Retrace your steps – that old bag you rarely use, or the pocket of the jeans you wore yesterday – you might find some clues on where to look.
3. Search the last place you remember having your key. For example, if you remember having your keys before your morning run, it might be a good idea to retrace your route. This might be a bigger feat if you’ve traveled far or have made many stops, but if you recruit a friend or two you can cover more ground.
4. Can you make do? Older cars tend to have a valet or mechanics key which will allow you to get around until you find your key. Don’t have one of these keys? See if you can catch a ride with a friend or use a ride share service.
5. Double-check your vehicle. Sometimes we find lost items in the most obvious places. It’s easy to get distracted when you haul stuff in and out of your car, so give it a good search from top to bottom.
6. Key locked in your car? You’ll have to call a locksmith, but you should be back on your way in no time. Before making that call, double-check with your insurance company to see if they cover locksmiths and/or towing. It could keep you from spending more money than necessary. You’ll also want to make sure the locksmith you choose is licensed and has good ratings with the BBB. If you have a newer car, you may need to contact a dealer due to more intricate keys and locking systems.
7. Call the police if you think your keys have been stolen. Your local police department can create a police report and will let you know if they locate your key, or if it’s turned in.

Types of Car Keys and What to Do When You Lose Them

No car key is created the same, so the type of key you have will require a certain plan of action:

• Traditional Car Key: These keys have no fancy chips or buttons – think older vehicles. Lucky for you that’s an easy fix! A locksmith should be able to make you a new key without breaking the bank and get you on your way in no time.
• Car Key Fob: This is a two-part key - you have the fob with buttons and a stand-alone ignition key. If you lost the fob, but have the key, you should still be able to unlock and start your car. In this case, you will need to purchase and program an aftermarket fob. These will usually set you back about $20 and can be purchased from a dealer or online retailer. However, if you lost the ignition key, you’ll find yourself in a stickier situation. Again, a locksmith should be able to help you with a new ignition key.
• Car Key Fob with Switchblade Key: This key combines the ignition key and fob into one device. Losing and replacing one of these keys will cost you about $125 and will need to be purchased from a dealership where it will be recut and reprogrammed.
• Transponder Key: This type of key could be on its own or paired with a keyless entry remote. Lucky for you these keys are very secure, but they also cost a pretty penny to replace – around $200 to $250, not including towing costs. A dealer will need to replace the key, and it may take some time for them to have one in stock to pair with your vehicle. Some dealers may have a labor cost for programming the key.
• Smart Key: These keys are used in conjunction with a push-to-start button inside the vehicle. Like the transponder key, your car will need to be towed to a dealer where a new smart key can be programmed. This key is the most expensive to replace at around $320 (not including potential labor costs).

Keep in mind that European and electric vehicles may require a little more time and work to make a replacement key. Many don’t take aftermarket replacement keys, so check with a local dealer before making any new key purchases.

How to Avoid Losing Your Key

Now that you have either found your key or paid to replace it, you’ll probably want to keep a closer eye on where you leave it. Luckily, there are a few things you can do to keep track of your key and avoid going through that stress again.

Keep an extra key on hand: If you had to get your key replaced, you might as well have an extra one made. Some key types may be pricey, but the extra cost might be worth your peace of mind.

Get a smart tag: With Apple AirTags, Tiles and the huge selection of Bluetooth trackers on the market, you’ll be able to easily track your keys in a pinch.

A lost key is frustrating, but it’s not the end of the world. Just remember to keep calm, go through the necessary steps, and you’ll be back in the driver’s seat in no time!