Discounts | RV Insurance | Shelter Insurance®

Discounts

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RV owners are eligible for a wide range of premium discounts. The discounts listed below may not be offered in all states, or may be offered under different terms.


Safe Driver Discount

Shelter Insurance® customers who have been accident- and violation-free for the past three years may qualify for a discount. The discount may even be increased if no accidents or violations are reported in six years of being insured with Shelter.

Switching to Shelter? You can qualify for this discount with no waiting period!

Good Student Discount

Primary drivers that qualify as good students (based on class rank, grade average, or academic honors) may qualify for a discount on their overall premiums. The student must have an active license and provide proof of qualification before age 19. A good student discount can be renewed as long as the driver remains an unmarried full-time student under age 25.

This discount does not apply to travel trailers or motor homes.

Passive Restraint Discount

A discount may be applied if the insured vehicle is equipped with factory-installed air bags or automatic seat belts that meet federal safety standards.

Accident Prevention Course Discount

Your premiums may be reduced if the primary driver of a vehicle has completed an approved accident prevention course. The driver may be required to repeat the course periodically to continue receiving the discount.

Multi-Coverage Discount

In Nevada, a discount may be applied to uninsured and underinsured motorist coverage when any two motor vehicles, motor homes, or motorcycles from the same household are insured by Shelter Insurance®.

Companion Policy Discount

Premiums may be discounted if one of the covered individuals on the policy is at least 48 years old and also owns a qualifying Shelter Insurance® property policy, like homeowners insurance or farmowners insurance.

Companion Life Discount

Premiums may be discounted if one of the covered individuals on the policy also owns a Shelter Insurance® life insurance policy and a property policy, like homeowners insurance or farmowners insurance.

Anti-Theft Discount

A discount may be applied to policies issued in Kentucky or Illinois if the vehicle is equipped with certain theft-prevention devices, like basic alarms, steering wheel locks, or ignition or fuel cutoffs.

Window Identification System Discount

In Louisiana, the premium for comprehensive coverage may be reduced if the vehicle identification number (VIN) is etched in all windows of the vehicle.

The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.