The right coverage at the right price
Shelter offers a wide range of generous home insurance premium discounts. They may not be offered in all states, or may be offered under different terms.
Companion Policy Discount
Protective Devices Credit
Get a discount for having the following devices on your property:
- An approved alarm system
- At least one fire or smoke alarm on each level of the dwelling
- Dead-bolt locks on all exterior doors and all accessible doors and windows
Maintain your insurance policy for at least six consecutive years without a claim and get a discount on your premium. The discount will apply on all subsequent renewals.
New Home Discount
Homes under construction can receive a discount of up to 40 percent for one year. Homes completed and first occupied during the preceding calendar year are also eligible for a significant discount.
Heating System Discount
If a solid fuel heating device (wood, coal, etc.) isn't present, you can receive a discount. A conventional fireplace isn't considered a solid fuel heating device.
The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.