Specialized Coverage Options | Business Auto Insurance | Shelter Insurance®

Specialized Coverage Options

From cars to farm vehicles and semis, we have the coverage options to suit your business needs

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Business Autos

If your company uses cars, SUVs, light trucks, or vans for business purposes, you may be able to purchase these additional coverage options.

Added Paint and Equipment

Added Paint and Equipment coverage covers damage to aftermarket paint and equipment.

Disability Income

Disability income coverage will provide you with a weekly stipend for up to one year if you are disabled and unable to work as the result of an auto accident. Coverage applies if you're occupying or struck by a vehicle. Disability coverage may not be available in some states, although you may be able to purchase similar personal injury protection coverage.

Emergency Road Service Reimbursement

Emergency road service reimbursement coverage lets you use any service provider you like for roadside assistance. Simply submit your receipt to your agent or our customer service department.

Rental Reimbursement

Renter reimbursement coverage pays for reliable transportation while your car is out of commission, whether it's drivable or not. It might even apply in the case of theft.

Employers’ Non-Ownership Liability

Applies to claims arising out of the operation of vehicles you don't own but are used in your business.

Hired Automobile

Applies to hired autos under your supervision and direction.

 

Commercial Autos

If your company uses larger trucks such as box trucks, semi-tractor trailers, or farm vehicles, you can purchase these additional coverage options.

Employers’ Non-Ownership Liability

Applies to claims arising out of the operation of vehicles you don't own but are used in your business.

Hired Automobile

Applies to hired autos under your supervision and direction.

Audio/Visual Equipment

Pays for the accidential loss of audio or visual equipment that receives or transmits audio, visual, or data signals and isn’t designed solely for sound reproduction.

The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.