Discounts | Boat Insurance | Shelter Insurance®

Shelter's privacy policy has changed.  Please review this policy before using our website features.

x

Discounts

Save with our great boat insurance discounts

Get a Quote

Retrieve a Saved Quote

Find an Agent

More search options

Shelter Insurance® offers several discounts to help make sure you aren't worrying about your wallet while you're out on the water.

Safety Courses

If you successfully complete one of the following safety courses, a discount can be applied to your premium. Proof of course completion may be required.

  • U.S. Coast Guard Auxiliary
    Boating Skills and Seamanship; Sailing and Seamanship (sailboats only)
  • U.S. Power Squadron
    Basic Piloting; Small Boating
  • Red Cross
    Basic Sailing (sailboats only); Basic Outboard Boating (excludes sailboats)
  • State Administered Courses
    Courses must be approved by the National Association of State Boating Law Administrators (NASBLA) and recognized by the U.S. Coast Guard

Fire Extinguishers

For inboard/outboards, inboards, and sailboats that have built-in automatic fire extinguishers, a discount will be applied to your premium.

The discount does not apply to outboard boats, or to boats that have hand-operated fire extinguishers.

Diesel Engine

Diesel-powered inboard/outboards and inboards are eligible for a discount. The diesel power discount does not apply to outboards or sailboats.

Safe Boating

A discount is available for Shelter boat insurance policies that

  • Have been continuously active with Shelter Insurance® for at least 36 months.
  • Have been claims free for the 36-month period that ends 30 days prior to the effective date of renewal.

An even greater discount is available for Shelter boat insurance policies that

  • Have been continuously active with Shelter Insurance® for at least 72 months.
  • Have been claims free for the 72-month period that ends 30 days prior to the effective date of renewal.

Companion Policy

A discount will apply if you have an auto insurance or home insurance policy with Shelter. This discount is not available in all states.

The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.