Protect Your New Favorite Things | Shelter Insurance®

‌Get some fancy new gifts over the holidays? Something shiny for your hand…or wrist, or neck? Or maybe a new set of golf clubs, a hunting rifle, a piano? Whatever it is, you probably treasure it, and you'd be really upset if something happened to it. The right insurance coverage can help you replace it quickly should something happen.

Although some items may be covered under a homeowners policy, there are limits that may not be high enough to replace everything. That's where a personal articles policy comes in. A personal articles policy can help you replace valuable personal belongings if they are destroyed or damaged.

To know how much coverage you need, you should take an inventory and pictures of your valuable items and how much it would cost to replace them. Shelter's personal articles policy covers all these items and more:

  • Jewelry
  • Furs
  • Fine Art
  • Guns
  • Silverware
  • Coins
  • Stamps
  • Musical Instruments
  • Photography Equipment
  • Bicycles
  • Golf Equipment 
  • Golf Carts
  • Livestock‌
  • Small Portable Power Tools
  • Contractors Equipment
  • Farm Machinery
  • Lawn Tractors/Mowers

Take your inventory list and pictures to your Shelter agent who can explain how much coverage you may currently have and compare it to what you need.

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