If it needs a key, it might get a discount! But forget rollbacks, 1-day sales, clearance sales and coupons. Shelter has discounts for your auto and home insurance, some of which you actually have some control over. For instance:

• If you're claim free for a specified period of time, you may get a discount.
• Good students may get discounts.
• Safe drivers get discounts up to 20%.
• Multiple cars? You could save up to 20%.
• If you have multiple types of policies with us in addition to your auto policy, you may be able to save up to 20%.
• If you pay in full instead of monthly, you get up to a 12% discount.
• If your home is newly constructed, we offer discounts up to 43%. (Discounts vary by state.)
• Got a smoke alarm? You could get a discount!

These are just a few examples of ways you can save on auto, home and renters insurance. Since your situation can change, call your local Shelter agent to make sure you've got the discounts you qualify for today!

Discounts vary by state, product, underwriting, and eligibility, so please check with your Shelter agent to see which discounts apply to you.

• Insurance Questions?

  

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• Pass the Savings On

  

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For Colorado policyholders or applicants: Discounts are not available for wildfire risk-reduction work done on your property or community-level safety efforts, such as a neighborhood earning a recognized safety status.