Personal Articles Insurance

Additional coverage to protect your prized possessions

Did you know that unique or highly valuable items may be subject to different coverage limits under your basic property insurance policy?

A Shelter Insurance^® personal articles insurance policy (also known as inland marine insurance) can help protect you from the expense of repairing or replacing your rare or expensive personal possessions. Personal articles insurance can cover the following items:

• • Jewelry
  • Guns
  • Silverware
  • Musical instruments
• • Furs
  • Photography equipment
  • Works of art
  • Bicycles
• • Golf equipment
  • Livestock
  • And more

Why do we call it inland marine insurance?

Historically, ocean marine insurance provided protection for cargo on large ocean liners. Inland marine insurance developed when shippers began to be responsible for cargo being transported from ports to their final destinations. Today, the term inland marine is generally applied to any property that is transportable.

The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.

Ask your Shelter agent which products are available in your state.