Flood Insurance | Shelter Insurance®

Flood Insurance

Many people assume their home insurance policy will cover flood damage, but this is not the case. Many also think that you must be in a high-risk flood zone to get flood insurance. However, that also is not true. Since floods can happen anywhere, at any time, consider purchasing a federal flood insurance policy to protect your home or business.

Flood insurance policies provide coverage for the structure of the home or business and contents lost in a flood. These policies are available whether you rent or own your home. There are limits to these policies, but we can help you assess what they are.


Shelter Insurance® offers access to federal flood insurance through the National Flood Insurance Program and Wright Flood insurance company.