Farm Equipment Insurance | Shelter Insurance®

Farm Equipment Insurance

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Valuing Hard Work

Replacing a combine lost in a fire or repairing an overturned tractor can be extremely costly. The loss of a particularly expensive piece of equipment or loss of several items at once may exceed the limits of a farmowners insurance policy.

 If you also need comprehensive liability and property protection, consider a farmowners insurance policy.

Farm equipment coverage

A farm equipment insurance policy covers damage resulting from:

  • Fire
  • Theft
  • Falling objects
  • Windstorm and hail
  • Cab glass breakage
  • Overturn of vehicles due to collision
  • Vandalism
  • Flooding caused by overflowing water
  • Lightning
  • Collapse

Listing items

Individual pieces of farm equipment must be listed, described, and insured for a specific amount. Attachments to farm vehicles, such as headers, may be specifically listed. They may also be included in the value of the machine on which they are used.

The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.