2016 | Shelter Insurance®

Company News

Arkansas Consumers Benefit from New Anti-Fraud Law Drafted By Shelter Insurance®


Columbia, MO — A significant loophole in Arkansas insurance law was closed when Governor Asa Hutchinson signed a new insurance bill into law in 2015.  Closing this loophole helps protect against potential fraud and paying inappropriate claims which can cause consumers to pay more for their insurance coverage.  A Ceremonial Bill Presentation featuring local state legislators and celebrating the passage of this legislation is planned for February 22nd at the Shelter Insurance® Claims office in Jonesboro. 

The problem came to light when Shelter Insurance® Agent Jay Van Dover of Little Rock advised Shelter's leaders of a claim that arose in his agency where the policy limits of $1,000,000 were paid to a customer who suffered a total fire loss to his home.  Mr. Van Dover discovered the customer had also purchased another homeowners policy a few days before the fire from a different company.  That carrier also paid the limits of coverage, resulting in the insured receiving a double recovery. 

Fixing this problem required updating a portion of Arkansas' insurance law. This anti-fraud measure was drafted by Shelter Insurance® representatives, who then secured the support of both the Arkansas insurance industry and the Arkansas Department of Insurance, to get it passed into law.

At the ceremony on Monday, February 22nd, local state legislators will present Shelter representatives with a copy of a legislative bill, a souvenir pen used by Governor Asa Hutchinson to sign the bill into law, and a picture of the Shelter agents and employees who attended the bill signing ceremony with the Governor last June. 


The Shelter Insurance Companies offer auto, home, life, farm and business insurance services to customers in 18 states via a network of local insurance agents. Shelter is rated an FSR of “A” (Excellent) by A.M. Best. For more information, contact Anna Hargis, Director of Advertising at 573-214-4621.